Three Reasons to Choose HHC: Cost Savings

Through leveraging the thousands of lives that we represent through our membership, HHC is able to provide very competitive rates and discounts for key health care related services. These include pharmacy benefit management (PBM services), vison care services, and dental services.

PBM Services

HHC offers two national Rx network options for our members. These options have been made available through an agreement between HHC and Employers Health Purchasing Corporation, an Ohio Coalition, who holds the master contracts. CVS Caremark provides a large national and regional network of retail pharmacies (both chains and independents) for its customers. This retail network is enhanced with their mail service pharmacy option and their unique specialty drug program. EPHCO has negotiated very aggressive discounts for both retail and mail services along with a strong rebate program. Catamaran is the second Rx network option for our members. It too has a large national and regional network of retail pharmacies and also provides mail service. 

Most of our members using our PBM’s are self-funded and are using them as a stand-alone Rx program either through a traditional model, a transparent model, or a narrow network model. However, some of our members have successfully negotiated with their health plan the right to pull out the Rx portion of their health plan and make it a stand-alone self-funded plan. This can result in lower Rx costs and better pharmacy benefit management.

Vision Care

HHC has had a long-standing relationship with Vision Service Plan (VSP). They are considered one of the premiere vision care vendors in terms of the scope of their national network of providers and also their service to their customers. Our preferred pricing arrangement with VSP makes for an attractive option for employers, whether they are offering a shared cost arrangement with employees or a voluntary program paid for 100% by their employees.

Dental Plans

There are two (2) dental plan options available to our coalition members. CIGNA Dental offers both fully insured and self-funded plan options. Their dental network is both regional and national in scope. Preferred pricing is available through the agreement between HHC and CIGNA.
Delta Dental of Illinois and Delta Dental of Missouri are also preferred dental plans. In addition to their regional and national network options, they to offer preferred pricing through HHC.

You may receive additional information on any of the above products by contacting the HHC office at
309-266-8812 or sending an e-mail to Jerry Custer at hhc@mtco.com